A lot of us are familiar with the concept of defensive driving. Essentially, it helps you defend yourself against potential accidents resulting from drunk drivers and poor weather. These skills center on anticipation of possible scenarios and planning ahead.
Like drivers, doctors and dentists have also found a way to protect themselves from possible medical malpractice liability – through a practice called defensive medicine.
Overspending for lowering lawsuit risk
Unlike defensive driving, defensive medicine may be questionable. Doctors attempt to reduce the chances of being sued for malpractice by doing extra tests and procedures, even if they’re not medically warranted.
A 2005 study published in the Journal of the American Medical Association revealed that 93% among the 824 respondents reported to practicing defensive medicine. It also found that among various forms, unnecessary referrals, ordering of excessive diagnostic tests, and avoidance of high-risk patients were the most widely practiced.
In a recent survey, out of 435 emergency physicians, about 97% admitted to ordering MRT or CT tests that they believed were clinically unnecessary. The motivation behind this is said to be a fear of missing a low-probability diagnosis and of being sued for malpractice.
The quest for a better solution
In Florida, medical malpractice insurance agencies cover medical professionals to cushion the blow following a malpractice claim. In fact, medical malpractice insurance has benefited the medical industry all over the world.
Providing the means to compensate patients claiming medical malpractice, it significantly reduces the burden of paying for treatments resulting from medical errors.
Medical practitioners also have a reasonably higher chance of avoiding lawsuits with insurance. With the right team and fair terms, they can negotiate their way out of a messy lawsuit and the financial and emotional stress that comes with it, benefiting both themselves and the patient.
Defensive medicine is not only unreasonably costly, but it can reduce the public’s access to quality health care and encourage many doctors to take advantage. Given its benefits, an insurance may be the most sound and practical solution to the modern doctor’s medical malpractice woes.